Type A or Life Care contracts generally have a high entry fee and monthly service fee that include residential services, amenities, and assisted living or skilled nursing services should they be needed. This is considered an all-inclusive option with predictable future expenses.
Benevolent Care is the discounting of fees for current residents who have exhausted their assets. It is generally only available to residents who appeared likely to be able to cover the full cost of their care at the time of application. Communities which offer Benevolent Care typically guarantee that residents can stay in the community if they outlive their assets, dependent on endowment funds.